Thursday, May 26, 2016

July 28th - Christmas In July


Farmers Insurance - Kirkwood Agency presents:

Beginning July 1, 2016 stop by the office to adopt an angel from our Angel Tree. We are teaming up with Arrow Child & Family Ministries| Christian Foster Care & Adoption to supply school supplies and backpacks for the foster children in their care!


We have also joined forces with Royal Family Kids to help raise funds to send local foster kiddos to summer camp! AND if that is not enough...Have you heard of Austin's Underdawgs? Austin will be here on July 28th serving up his gourmet hot dogs to all that attend. We will have pictures with Santa, and shopping of course. Our vendors for this event will be: Swanky Chic Boutique, Boops Boutique, Threads of a Feather, Sara's Purses and CreationQueen! Make plans to attend! You don't want to miss this!



Tuesday, May 24, 2016

APRIL'S KIRKWOOD CLASS ACT IS...

LESLI CRAIG!!!! 

Lesli Craig of the Keller Early Learning Center was nominated by a parent anonymously. The person who nominated Mrs. Craig raved about how she never fails to go above and beyond the call of duty for her students. On her own time she created learning tools, shaped for individual students in an effort to help them to be successful in their own learning style. She continues to strive for the very best for each of her students and her passion for their success is unmeasureable. 

Thank you, Christy Johnson, the principal of the Keller Early Learning Center and to the staff for letting us come in and present Mrs. Craig with her $100 gift card from Farmers Insurance, The Kirkwood Agency, $25 gift card to The Local Watering Hole and a 30 minute massage from Tara Hayden, Licensed Massage Therapist. 

*CONGRATULATION, LESLIE CRAIG! YOU ARE APRIL'S KIRKWOOD CLASS ACT!*  


Wednesday, May 11, 2016

Hail – 1… Roof – 0... Now What?


Lately, the weather has been, well… just plain angry this storm season. Several storms have hit and devastated parts of Texas, leaving homes either wiped out or heavily damaged. We’ve all seen the pictures all over social media of broken windows and even complete holes in roofs from hail. It can be terrifying to be caught in one of these storms. What might also be terrifying is figuring out what to do to start the rebuilding process and how to avoid getting scammed. Because there’s not enough to be concerned about, right? Will your roof need to be replaced or not?

The first thing you want to do if you think your roof may be damaged is to contact a trusted roofer that has been in your area for several years. Do your research and ask for referrals. Once you’ve found a roofer, have them take a look at your roof. If there is damage, have them give you an estimate of what it is going to cost to repair the roof. You can also have another roofer come out for a second opinion. Estimates are typically free. After you’ve gotten the estimate, call your insurance company and they will help get a claim started for you.

The Better Business Bureau had great information regarding what to consider when you seek out roofers and what to be aware of. I have listed a few for you:

Before you call a roofer, look around your property before even climbing on the roof. If there isn’t any hail damage to vehicles, siding or shrubbery, then it’s not likely that you have damage to your roof.

Be careful of any company that comes door-to-door, using phrases such as, “insurance companies are compensating” or “insurance compensation for repairs”.  It is illegal for a roofing company to claim compensation of any kind from your insurance company. Also watch out for those companies that promise to “pay your deductible” or “discount your deductible”. Most of the time when they do that, documentation to the insurance company doesn’t always match what was done and depending on the amount, you could be the one facing criminal charges for fraud. Insurance companies pay up to the amount it costs to do the repairs, not always is a “cheaper” company going to save you money. For more information, visit http://www.tdi.texas.gov .

This might sound silly but when there is a hailstorm, make sure to know about how large the hailstones were.  If it was golf ball sized hail or large, there is a chance for damage. You can usually get this information from The National Weather Service.

There are great, reliable, trustworthy roofing services out there but unfortunately there are also some that are not. Do your research before calling to get an estimate on your roof. You don’t want to have someone come out and fabricate damage to your roof so they can ‘fix’ it for you.

The article provided information that a legitimate roofing company should be able to provide which is:
*             Local references and roofing testimonials
*             Business License
*             Roofing credentials
*             Workers compensation insurance
*             General liability insurance
*             Written manufacturer warranties
*             Written labor warranties

The Better Business Bureau article had very useful information regarding what to do before you get your roof inspected, phrases to be aware of, and to always make sure to do your research. You can always call us for guidance. We have a few roofers that we can refer as well. The Better Business Bureau is also a great place to start your research on roofers as well.

If you would like the complete article click here: Better Business Bureau - Roofing Scams.

The Texas Department of Insurance’s website is a great place to find more general insurance information, including information on insurance fraud. 

Friday, April 8, 2016

KIRKWOOD'S CLASS ACTS WINNER FOR MARCH IS...

Camille Pierce of Parkview Elementary is our March winner!! 

Thank you to Doreen Krebs, the Parkview Elementary principal and to the staff for letting us come in and present Mrs. Pierce with her $100 gift card from Farmers Insurance, The Kirkwood Agency, $25 gift card from The Local Watering Hole, and a 30 minute massage from Tara Hayden, Licensed Massage Therapist. 

The nominations from the month of March who were not chosen will be put into the drawing for April as well. 

Help us give back to our local teachers and get your nominations in for April's Kirkwood's Class Acts!

Wednesday, April 6, 2016

You May Be Covered for This... But Not for Something Like...

We’ve all heard the expression, “You get what you pay for.” How many of us have found that to true? We think we are going to save a little money so we go for the less expensive choice. Sometimes cheaper ends up being more expensive in the long run.

Let’s take auto insurance, for instance. We all have to have auto insurance and there are several insurance companies you can get your auto insurance from but not all of them provide the same, top notch insurance. Cheaper now may mean paying more later when you need to actually use your insurance.

When going with a company who advertises that they can save you hundreds of dollars a year, be very careful and look at what your policy actually covers. Do your research. Will you have a high deductible? To make the insurance cheaper, yes your deductible will be high.  Chances are the policy itself will have gaps throughout so if you were in an accident, the ‘cheap’ just went out the door. Not to mention some insurers will raise your rates or even drop you completely with one claim, no matter how big or small. Forgiveness may not be in their vocabulary. Farmers does have Incident Forgiveness, Small Claims Forgiveness and Comprehensive Claims Forgiveness that can be added to your policy that already comes fitted with quality coverage.

What about putting in a claim? Will they have 24/7 support? Will the person you speak with have the training to know what to do to help you and to make your claim processes go as smoothly and quickly as possible? Who’s to say for sure, but what I do know is that Farmers takes pride in their highly trained agents and their claims professionals to insure that your claims experience is as pleasant as can be. The claims professionals make sure to keep you up to date with the process with the least amount of hassle as possible. Getting you back on the road quickly and back to your norm is key and that’s what they’re goal is.

When writing any type of policy, Farmers makes sure to take the information given and get you into the best policy that fits what you need. We provide personalized service and 24/7 support. You can access documents, billing and policy information online as well. We even have an app for smartphones that’s free.

Saving money always sounds like a good idea but not when it comes to spending more money if something where to happen. Make sure you research and learn about what your insurance covers. Like Professor Burke says, “The more you learn about your insurance, the more gaps you may find. Like you may be covered for this…. But not for something like this…” (See video below.)



Tuesday, March 15, 2016

Opening Day Tailgate Party **Save The Date**


Can't make the Opening Day game? No worries, we've got you covered! Stop by Farmer's Insurance - The Kirkwood Agency from 1:00pm to 4:00pm on Monday, April 4th to celebrate the beginning of baseball season. 

Come hungry! We will be serving hot dogs, nachos, peanuts and more! 

Got pitching skills? We'll have a fast pitch booth here for you to show us what you got! Prizes to be won so bring your A game! 

OH!!! And we will be giving away tickets to a Rangers Game!

Click Opening Day Tailgate Party to see the Facebook invite, click going and join us! See you then! 

Tuesday, March 1, 2016

Nominate A Teacher for Kirkwood's Class Acts

Introducing.... 

KIRKWOOD'S CLASS ACTS - TEACHER OF THE MONTH!!

As a spin off of Farmers Insurance's Thank America's Teachers, the Kirkwood Agency has put together a campaign of our own called, Kirkwood's Class Acts aimed at giving back to special educators that have made a difference. At the end of each month during the school year, we will hold a drawing for one of the nominated teachers to win a $100 gift card to use towards classroom supplies. The Local Watering Hole in Keller and Tara Hayden, Licensed Massage Therapist are also participating. The Local Watering Hole will be donating a $25 gift card each month to their restaurant. Tara Hayden will be donating a 30 minute massage each month. What an amazing community we are apart of. 

So please take a moment and think about your children's teachers and if one comes to mind who truly impacted their life, nominate them. Is there a teacher, past or present, who has helped your child overcome a difficult time in their learning process? Nominate them. A teacher who took the time to go above and beyond to make sure your child was successful in something they had trouble with? Nominate them. Help us give back to these special educators that have made a difference.

Submit your nomination to Stephanie at stephanie.ekirkwood@farmersagency.com with the following information:

1. The teacher's name
2. What made you nominate them
3. What school your teacher teaches at

The drawing will be held on the last day of the month so get them in ASAP. 

*You can also click Farmers Insurance, The Kirkwood Agency and submit your nomination on our Facebook page or click Farmers Insurance - Kirkwood Agency to submit your nomination on our Google+ page.*